The yacht construction is NOT 100% identical to the real yacht. This model is good for rendering from a distance from the camera or the medium close-up (not macro). The cabin is totally empty, just a void.
.MAX-file includes two versions of hull: the one high-poly with windows cut in, and the other one - the base low-poly model with turbo-smooth modifier (with no windows).
You can see the model in action in the attached rendered scene.