Note: The texture image may appear warped in the view port, but it is not. Just render the model, and you will see that it is correct. The trucks and wheels have been setup with the proper pivot points, and parented with the train car for quick and easy animation.
This model has been made native to 3DS Max and tested on a secondary computer to make sure there were no missing texture issues. The previews you see are from the mental ray render. This download contains the 3d model file, and texture folder inside a zip file. 3D Modeling by: Brady Arnold.