Put texture(s) *.jpg to folder Maps and file *.mat to folder Matlibs. This folders are in a root folder of program 3ds max.

Created in:         3ds max R3.1
Compatibility:        3ds max R3.x and higher (R4.x)

If a material slot - Displacement is active, and you want to use it, you have to applicate
it to object modify Displacement Approx.. (This is same as bump map but affect to shape of object and also is exacting to CPU and RAM).