Note: The texture image may appear warped in the view port, but it is not. Just render the model, and you will see that it is correct. The trucks and wheels have been setup with the proper pivot points, and parented with the train car for quick and easy animation.
The 3d model file (.max), and texture images (.png / .jpg) have been properly zipped up using 3ds max's official archive tool. 3d modeling by: Brady Arnold.